Before you sign up, please be aware that by signing up you are entering into an installment contract. By entering into this installment contract you agree to pay $119(US)/month for 3 months, totaling $357(US). Because you have full access to all program materials and downloads immediately on signing up, there are no refunds and no cancellations of your payment contract. By signing up, you agree to continue payments to the end of your contract regardless of your use or non-use of the program. All materials are as promised: streaming videos and audio, pdf and excel documents, with the option to download all materials. You gain instant access to the full program page. There are no physical goods that will be mailed to you. All program materials are online.